digital euro
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Scaling infrastructure for digital securities settlement
More than 60 market participants have registered for the second round of ECB tests to trial DLT infrastructure for the settlement of securities in digital central bank money.
Maintaining the freedom to choose how we pay
A digital euro would combine the convenience of digital payments with cash-like features. And it would give consumers an additional payment option that complements cash. Ultimately, it would be up to them to decide whether to use it.
Only half the population could envisage using the digital euro
A recent survey commissioned by the Bundesbank shows that knowledge about the planned digital euro is still poor among the German population.
The digital euro and EPI should go hand-in-hand
Only a joint solution between the ECB and the private financial sector can result in a compelling European payment product. In order to strengthen European sovereignty in digital payment solutions the digital euro and the EPI need to work together closely.
„The digital euro offers great opportunities – for banks as well“
Bundesbank board member Burkhard Balz sees opportunities for new business models for banks and companies based on digital central bank money.
The digital euro divides opinions
The ECB is very likely to introduce the digital euro by the end of the decade. Whether this is an urgently needed innovation or a misguided project is a matter of debate among experts.
Limits of payment regulation
Instant Payment is at risk of failure. The market model doesn't provide banks with economic incentives.
"The digital euro will not change anything for EPI"
EPI CEO Martina Weimert sees the digital euro as an opportunity for the European Payments Initiative and emphasizes the importance of cooperation over rivalry, considering the already intense competition from players such as Mastercard, Visa, and Paypal.