Privacy

Data protection

Börsen-Zeitung - Information on data protection and the use of cookies

Validity of this data protection notice

With this data protection information we explain the processing of personal data when using our online service of the Börsen-Zeitung. Information on the data processing of other services of the WM Group will be provided to you in the context of the respective service. We have compiled general data protection information of the WM Group here.

Responsible person and contact

The Börsen-Zeitung is published by the

WERTPAPIER-MITTEILUNGEN
Keppler, Lehmann GmbH & Co. KG (in short: WM Group) publishing group

Sandweg 94, 60316 Frankfurt a. M.
60329 Frankfurt a. M.

Tel. +49-(0)69-27 32-0

The Verlagsbeteiligungs- und Verwaltungsgesellschaft mbH (address as above) is authorised to represent the Company.

We have appointed a data protection officer who can be contacted at the above address or by e-mail datenschutz@wmgruppe.de. Further information: www.wmgruppe.de

Legal basis

The processing of personal data is only permitted if one of the legal bases listed in Art. 6 (1) DSGVO is applied. In the following, we do not want to repeatedly refer to paragraphs or articles of the GDPR, but rather explain in general terms why and how data is processed in the online presence of the Börsen-Zeitung. We will then refer to the respective legal basis by its colloquial name (in bold).

Of the total of six possible legal bases, four are relevant for the online presence of the Börsen-Zeitung:

Contract: Example: Conclusion of a subscription or ordering a newsletter. All data necessary for preparing or fulfilling the contract are affected.
Weighing of interests: Also called legitimate interest. Can be applied if legitimate interests are pursued and the processing is necessary for this. Requires that we have carefully weighed up in advance whether your interests as a data subject are not unreasonably affected. You can object to the processing at any time. An effective objection shall terminate the data processing. Example: advertising e-mail addressed to you as a customer (direct advertising).
Consent: You voluntarily agree to a precisely described additional processing. The use of the online offer of the Börsen-Zeitung is also possible without consent. Consent given once can be revoked at any time for the future. Example: Permission to set an advertising cookie.
Law: Some data must be processed because it is required to do so. Example: Retention periods for tax-relevant data.

What data do we process and why?

4.1 Visiting our website boersen-zeitung.de

When you visit our website, our system collects data and information that your internet browser transmits to us. This processing takes place in the same or similar way on all websites on the Internet. The following data is collected:

the current IP address of the Internet connection you are using;
if you visit our website via a link, the page from which you visit us;
the websites that you visit within our Internet offering;
Date and time of your visit;
the operating system you use, the browser name (e.g. Internet Explorer, Firefox, etc.) and the browser version;

We process this data for the purpose of maintaining the functionality and also the security of our website. In aggregated form, i.e. no longer with a direct reference to your personal data, we also use the data to optimise the usability of the content, as well as for anonymised analysis between visitors and logged-in customers. This is in pursuit of our legitimate interests. The data is processed for a maximum of 7 days and then deleted.

Our website finances the editorial work partly through advertising. Some of our advertising partners attach importance to the fact that their services and products are preferably presented in the context of certain editorial content and that too frequent repetitions are avoided for the reader. For this purpose, we automatically note while you are reading the Börsen-Zeitung online which advertising message has already been displayed to you. This is in pursuit of our legitimate interests. This data is not stored beyond your visit to our website, nor is it analysed or passed on to third parties, unless you have given us specific permission to do so.

4.2 Registration with myBöZ

We offer you to read up to five premium articles free of charge every month. We are also happy to conclude a subscription with you that allows unlimited access to free articles that are otherwise subject to a charge. Both subscription types require registration with myBöZ.

When you register, we only ask you for the data that is actually required to process the respective subscription (contract). For the free subscription, this is only your e-mail address. A functioning e-mail address is a prerequisite for registering for myBöZ ( contract ). You will need the e-mail address to reset your password if necessary. We need the e-mail address to be able to contact you, e.g. to inform you of changes to the conditions of myBöZ.

To ensure that mails to the e-mail address actually reach you ( legitimate interest ), you will receive an e-mail with a validation code that you must enter to activate myBöZ.

In the case of a paid subscription, we require further data in order to be able to invoice the subscription ( contract ).

The data entered in myBöZ can be viewed online after registration and corrected if necessary.

4.3 Use of myBöZ

The use of your subscriptions requires registration; only then do we know whether you are entitled to unlimited articles ( contract ). With the free subscription, we do not know without registration how many free premium articles you are still entitled to in the current month ( contract ).

The subject of the agreement for the use of myBöZ are some optional features as well as the reading history function ( contract ) . The reading history shows you which articles you have accessed. Interesting articles that you would like to refer to for a reference, for example, can thus be found again more quickly. The list also tells you to what extent you have read articles that are free or otherwise subject to a charge. In the case of a subscription with a limited number of otherwise chargeable articles, this also makes it transparent how many articles are still in the quota for the current month.

Entries on the reading list are automatically deleted after 12 months.

Important: We do not analyse which articles you read and, of course, do not pass on the reading history data to third parties. In the case of subscriptions with a limited number of articles, however, we do count how many otherwise chargeable articles you have already read and how many you are still entitled to in the current month ( contract ). We also check from time to time by counting the number of articles read how intensively our offer is accepted and may contact you by e-mail ( legitimate interest ). You can object to such promotional contact at any time.

You can mark articles that you find interesting when browsing through the Börsen-Zeitung but do not want to read immediately. These articles then appear on the watch list. With the help of this feature, you can return to these articles at a later date. Reading such an article does not delete it from the watch list, so you can also mark particularly interesting articles for later use. You can delete articles from the watch list just as easily as you marked them: by clicking on the bookmark symbol next to the title. The watch list service is part of your subscription ( contract ). We occasionally evaluate by counting how intensively this feature is accepted ( legitimate interest ), but of course we do not evaluate which contents you are obviously interested in.

Another feature of your subscription is the e-mail alert . You can use search terms (e.g. company name) to arrange for us to inform you by e-mail about new articles as soon as they match your search terms. We only evaluate your search terms automatically in order to be able to send you the appropriate alert e-mails ( contract ). We also evaluate this feature occasionally by counting how intensively it is used ( legitimate interest ). We do not analyse the data beyond this. However, it is in the nature of sending e-mails that the contents may become known to third parties (e.g. your e-mail service provider) on the way to you.

4.4 Termination of myBZ

If you terminate myBZ, we block your access and successively delete the data from your use. In the first step, this primarily affects your reading and watch lists, the e-mail alerts and all other services that you had activated in myBZ ( contract ). This information is deleted immediately after myBZ is terminated. Because we would like to win you back as a customer, we store your contact data for a further 3 months in order to be able to attract you with interesting offers for a renewed subscription ( legitimate interest ). If you have agreed a discounted trial subscription with us, we will also store this information; the renewal of a discounted trial subscription is only possible after 3 months ( legitimate interest ).

We also store the tax-relevant data from paid subscriptions (especially invoices) within the scope of the statutory retention obligations, i.e. currently for around 11 years. We do this because we are obliged to do so by law. The storage only concerns the data required by law and excludes any other use.

4.5 Payment

For the payment of chargeable products we currently offer you four different ways of payment: Invoice, SEPA direct debit, credit card and PayPal. We are a publishing house specialising primarily in financial markets, but are not specialists in the practical processing of online payments. In order to process the payments due, especially those resulting from the conclusion of paid subscriptions, we have therefore involved specialised payment service providers to ensure smooth payment processes for you and us. This applies to the payment methods PayPal, credit card or SEPA direct debit. Only in the case of payment by invoice do we process all the data required for payment ourselves (contract).

If you choose to pay via PayPal, the payment service provider is PayPal (Europe) S.à r.l. et Cie, S.C.A. in Luxembourg.

The handling of payment processes via SEPA direct debit or credit card for orders on boersen-zeitung.de is carried out by the payment service provider PAYONE GmbH, Lyoner Straße 9, 60528 Frankfurt am Main, to whom we may pass on your information provided during the ordering process, together with information about your order, in accordance with Art. 6 (1) lit. b DSGVO. Your data will only be passed on for the purpose of payment processing with the payment service provider PAYONE and only insofar as it is necessary for this purpose. The current data protection regulations of PAYONE can be found at https://www.payone.com/datenschutz/ .

Registration, access processing and the payment process on boersen-zeitung.de are handled by plenigo GmbH, Königstr. 4, 87435 Kempten ( www.plenigo.com ). plenigo GmbH is a domestic service provider that offers providers of paid Internet content a technical solution for the distribution of their offers. For the purpose of billing for chargeable Internet content, it determines from which Internet-capable end device (e.g. personal computer, tablet computer, smartphone, smart TV) Internet content has been accessed. You can find plenigo's data protection declaration at https://www.plenigo.com/de/datenschutz .

In principle, we cooperate with the payment service providers by integrating their services into our website. As soon as you have chosen a payment service provider by selecting the payment method, they receive data from us for the clear allocation of the outstanding payment ( contract ). You in turn enter your data for payment processing yourself and already with the payment service provider. As soon as the payment has been initiated by you, we receive information about this from the payment service provider. The service is thus deemed to have been paid; the payment service provider forwards the actual money to us ( contract ).

In terms of data protection law, you are in the care and responsibility of the respective payment service provider when you transmit or enter your data into their systems. If you wish to assert your rights under the GDPR, you would have to do so with the payment service provider, which may also involve other third parties on its own initiative (e.g. your account-holding bank).

4.6 Newsletter

We offer you the subscription to various newsletters. These newsletters can be subscribed to and unsubscribed from individually. The processing of your data associated with the dispatch takes place in order to make the subscription possible or to be able to fulfil our part of the subscription agreement ( contract ). In the case of newsletters for which a fee is charged, the processing of the payment ( contract ) is added to the data processing for the pure dispatch.

4.7 Use of cookies

We use various cookies on our website. You can change your settings about which cookies you want to allow at any time.

In addition to the freely selectable cookies, there are also some that enable important technical functions of the website. These cookies cannot be deactivated via the cookie banner ( legitimate interest ). You can suppress these cookies via your Internet browser (almost all Internet browsers offer such a function), but then you must expect restrictions in the use of the online offer of the Börsen-Zeitung. A cookie that cannot be deselected stores, for example, your preference with regard to further cookies. Without this cookie, the cookie banner would, in case of doubt, keep asking you for your preferences on every page.

Cookies are small text files used by websites to make the user experience more efficient.

By law, we may store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies, we need your permission.

This site uses different types of cookies. Some cookies are placed by third parties that appear on our pages. The setting of these cookies is in some cases associated with the transfer of user data to third countries outside the EU, so that processing takes place with different and possibly weaker data protection rules than those enshrined in the scope of the GDPR.

You can change or revoke your consent to the use of cookies for the future at any time.

Find out more about who we are, how you can contact us and how we process personal data in our privacy notice.

Your consent applies to the following domains: wpi.boersen-zeitung.de, checkout.boersen-zeitung.de, abo.boersen-zeitung.de, daten.boersen-zeitung.de, live.boersen-zeitung.de, www.boersen-zeitung.de

4.8 Podigee

We use the podcast hosting service Podigee from the provider Podigee GmbH, Schlesische Straße 20, 10997 Berlin, Germany. The podcasts are loaded by Podigee or transmitted via Podigee.

 The use is based on our legitimate interests, i.e. interest in a secure and efficient provision, analysis and optimisation of our podcast offer pursuant to Art. 6 para. 1 lit. f. DSGVO.

 Podigee processes IP addresses and device information to enable podcast downloads/playbacks and to determine statistical data, such as call-up figures. This data is anonymised or pseudonymised before being stored in Podigee's database, unless it is necessary for the provision of the podcasts.

 Further information and objection options can be found in Podigee's privacy policy: https://www.podigee.com/de/about/privacy/.

4.9 Vimeo

We may have included videos from the provider Vimeo LLC, headquartered at 555 West 18th Street, New York, New York 10011.

Some of our internet pages contain videos from Vimeo. When you call up such a page on our website, a connection is established to the Vimeo servers. This transmits to the Vimeo server which of our Internet pages you have visited. If you are logged in as a Vimeo member, Vimeo assigns this information to your personal user account. When you click on the start button of a video, this information can also be assigned to an existing user account. You can prevent this assignment by logging out of your Vimeo user account before using our website and deleting the corresponding cookies from Vimeo.

We use this service within our online offer on the basis of a legitimate interest - in the analysis, optimisation and economic operation of our online offer. The legal basis is Art. 6 para. 1 lit. f.) DSGVO.

5 Other notes on data processing

Our company publishes high-quality information not only via the Börsen-Zeitung. We also offer knowledge, for example, via lecture events and interesting seminars. We take the liberty of drawing our customers' attention to these offers from time to time or on special occasions, usually by e-mail ( legitimate interest ). If you do not wish to be contacted in this way, you can of course object at any time; we will then immediately refrain from informing you of these services.

For the sake of good order, we would like to inform you that in theoretically conceivable cases we also have to process data, for example, on the basis of a court order ( law ). In the context of civil disputes, we use data to the extent necessary in the interest of an efficient clarification of disputed facts ( legitimate interest ).

Not all processing activities are carried out by us; we have some done by specialised service providers instead. These are so-called processors, i.e. not third parties within the meaning of the GDPR. An example of this is the company Cookiebot, which supports us in the DSGVO-compliant management of cookies. We have mainly commissioned German or EU companies with data processing and ensure that data is also only processed by the processors in the area of application of the GDPR. All processors are carefully selected and controlled by us; they process data exclusively according to our instructions. The processors are not allowed to pursue their own purposes with the data (in particular evaluations or forwarding to third parties).

We only collect and process your data if it is necessary. If this data is missing, the stated purposes cannot be fulfilled (conclusion of contract, compliance with laws, pursuit of legitimate interests, etc.). We only process data that is not required on the basis of voluntary consent.

From time to time, we offer you the option of using so-called „social media buttons“ on our website. To protect your data, we rely on the „Shariff“ solution for implementation. This means that these buttons are only integrated on the website as a graphic that contains a link to the corresponding website of the button provider. By clicking on the graphic, you are thus redirected to the services of the respective provider. Only then will your data be sent to the respective providers. If you do not click on the graphic, no exchange takes place between you and the providers of the social media buttons. Information on the collection and use of your data in the social networks can be found in the respective terms of use and data protection notices of the respective providers.

6. your rights

The GDPR grants every data subject various rights (in particular in Articles 15 to 18 [information, correction, deletion, restriction of processing] and in Articles 20 and 21 [data portability, objection]). Instead of a detailed repetition of the content of what is already in the law, we would like to go into more detail here, especially on the objection.

For all processing activities that are formally based on the rectified interest, we have already carefully weighed up the interests. Here, we had therefore considered whether the processing is actually legitimate and precisely does not violate the rights of the data subjects. However, there may always be situations in which you nevertheless have legitimate objections to the processing in your personal individual case.
 The GDPR therefore gives you the right to object to all processing that we carry out on the basis of a balancing of interests. In this case, please contact us using the contact details above and explain why and what you are objecting to so that we can understand and evaluate the process and, most importantly, resolve the objection you have raised.
 Incidentally, if the objection relates to direct marketing carried out by us, you do not need to give any reasons; in any case, this processing would cease immediately and without further examination. Your data would no longer be used for this purpose.

Otherwise, we are happy to offer to clarify your questions about data protection on an individual basis. To do so, please contact us using the contact details above; this also applies, of course, if you wish to make formal use of the securitised rights.

We take data protection very seriously and are confident that we can provide a precise answer to all questions. If you are not comfortable with the processing of your data in the context of the Börsen-Zeitung's online offering, we would be happy to find a mutually beneficial solution.

If all this does not satisfy you, you also have the right to complain to a data protection supervisory authority at any time. The supervisory authority directly responsible for us is

The Hessian Commissioner for Data Protection and Freedom of Information; P.O. Box 3163; 65021 Wiesbaden; telephone: +49-(0)611-1408-0.

7. update

Changes in the functioning of our website and/or the online offer of the Börsen-Zeitung may require adjustments to this data protection notice. You will be informed of the latest status at this point.

The content of this data protection notice was last edited on 23.05.2023.